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Risk–benefit analysis : ウィキペディア英語版
Risk–benefit ratio

A risk–benefit ratio is the ratio of the risk of an action to its potential benefits. Risk–benefit analysis is analysis that seeks to quantify the risk and benefits and hence their ratio. Exposure to personal risk is recognized as a normal aspect of everyday life. A certain level of risk in our lives is accepted as necessary to achieve certain benefits. With most of these risks, some sort of control over the situation is felt. For example, driving an automobile is a risk most people take daily. "The controlling factor appears to be their perception of their individual ability to manage the risk-creating situation."
Analyzing the risk of a situation is, however, very dependent on the individual doing the analysis. When individuals are exposed to involuntary risk (a risk over which they have no control), they make risk aversion their primary goal. Under these circumstances individuals require the probability of risk to be as much as one thousand times smaller than for the same situation under their perceived control.
== Evaluations ==

Evaluations of future risk:
* Real future risk, as disclosed by the fully matured future circumstances when they develop.
* Statistical risk, as determined by currently available data, as measured actuarially for insurance premiums.
* Projected risk, as analytically based on system models structured from historical studies.
* Perceived risk, as intuitively seen by individuals.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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